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NEW AUTO
as low as 2.75%APR*
USED AUTO
as low as 3.75%APR*
*Annual Percentage Rate
*Some restrictions apply!
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Through an exciting new partnership with CUC Mortgage Corporation, we're expanding our service offerings to include mortgage financing. Whether you're purchasing a home or refinancing your mortgage, you can look to Saint Vincent Credit Union for trusted advice and exceptional service.
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If you have a payday or cash advance loan, you’re probably paying extremely high interest rates and fees. And if you have to roll over your loan and pay even higher fees for that privilege, you may be caught in a never-ending cycle that’s digging you deeper into debt. That’s why your credit union has developed the Better Choice Loan. This smart alternative to payday lending helps you save more of your hard-earned money and even start saving for your future.
An affordable, short-term loan.
Unlike payday or cash advance loans, a Better Choice Loan offers a longer, 90-day repayment term with lower fees and interest rates. In fact, you’ll never pay more than $30 for your application fee. And, you’ll pay only 16% APR—that’s considerably less than the 500% effective interest rates you may be paying on a payday loan. Plus, you’ll have the flexibility of making monthly, bi-weekly, or weekly loan payments.
Make the Better Choice. Apply today!
Stop paying high fees and interest rates to payday lenders and get a Better Choice Loan. Applying is easy, and no credit check or collateral is required. For more details and an application, talk to your credit union representative today.
Better Choice Loan Offers:
90-Day Repayment Term
Flexible Monthly, Bi-weekly, or Weekly Payments
$30 Application Fee
$200 Minimum Loan
$500 Maximum Loan
16% Annual Percentage Rate (APR)
No Credit Check
No Collateral
Optional Financial Counseling
Why pay high fees and interest rates when there’s a Better Choice? Get a Credit Union Better Choice Loan today! For more details and an application, contact your credit union.
Must qualify. Borrowers must meet credit union membership requirements and be over age 18.
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Saint Vincent Erie FCU
2314 Sassafras Street
Suite 100
Erie, PA 16502
Phone: (814) 452-5743
Fax: (814) 452-5630
LOST ATM/DEBIT CARD: (800) 523-4175
Routing Number: 243381337
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