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Savings and Loan Rates


Apply for a Loan

New Car / Motorcycle / ATV Loans
Amount Financed Either 100% of NADA retail value, or the purchase price - whichever is lower.
Payback 36 months 48 months 60 months 72 months 84 months
Finance Rate 5.49% 5.74% 5.99% 6.24% 6.49%
Car loans can be re-financed at current new car rates within 3 months of original loan.
Pre-Approval: New car loans can be pre-approved for up to 90 days.


Used Car / Motorcycle / ATV Loans (1 - 2 years old)
Amount Financed Either 100% of NADA retail value (plus or minus for mileage), or the purchase price - whichever is lower.
Model Year 2022 - 2023 2022 - 2023 2022 - 2023 2022 - 2023 2022 - 2023
Payback 36 months 48 months 60 months 72 months 84 months
Finance Rate 5.74% 5.99% 6.24% 6.49% 6.74%


Used Car / Motorcycle / ATV Loans (3 - 6 years old)
Amount Financed Either 100% of NADA retail value (plus or minus for mileage), or the purchase price - whichever is lower.
Model Year 2018 - 2021 2018 - 2021 2018 - 2021
Payback 36 months 48 months 60 months
Finance Rate 6.49% 6.99% 7.49%
Older than 6 years will be at personal loan rate/terms.


Camping Trailer / Tractor / Boat Loan
Amount Financed New 100% of sales order New 100% of appraisal
Payback 10 years 7 years (must be a minimum $1,000/year)
Finance Rate 9.75% 10.00%
Older than 2010 will be at personal loan rate/terms.


Second Mortgage Loans
Amount Financed: 80% of Appraisal minus current mortgage balance equals equity.
Payback 15 years (minimum of $10,000) 60 months 84 months 120 months 180 months
Finance Rate - 4.99% 5.49% 5.74% 5.99%
Personal Loans
Max Amount $12,500
Payback 24 months 36 months 48 months 60 months 72 months
Finance Rate 7.75% 8.00% 8.50% 9.00% 10.00%




Education Loans
k – 12 Grades only NO Post-secondary educational institutions allowed. Checks made payable to school.
Payback 12 months
Finance Rate 4.99%
Share Secured Loans
Must be 100% Share Secured at an interest rate of 5.0%. Maximum payback is 84 months or less.